Heart of an Innocent Chapter 9

"You see, it doesn't come with an electronic stamp."

"Then why does the contract of Xihuan Branch have an electronic seal?" David Wen asked.

"I'm not sure about this. How about I make a phone call and ask for you?" Director Philip said, reaching for the landline on the table.

"No need," David Wen stopped him and said, "Manager Samuel has already called the people at the Xihuan branch, and they don't seem to know what's going on either."

"This is strange. Which link went wrong?"

"Director Philip, no matter which link has a problem, your bank has to solve the problem for the customer. Either you provide me with a stamped contract, or you negotiate with the Housing Provident Fund Center on my behalf and explain this matter clearly."

David Wen used the sentence pattern of "either...or...", deliberately trying to put pressure on the other party.

Director Philip was silent for a moment, then suddenly looked at him and asked, "You just said that you saw the quick loan contract with the electronic seal with your own eyes?"

"Yes, I saw it with my own eyes."

"Do you remember the borrower's name?"

David Wen tried hard to recall and only remembered vaguely.

"I think her name is Tan Li."

"Which li?"

"Litchi."

After hearing this, Director Philip quickly entered the word "Lisa Qin" in the search box.

David Wen corrected: "It's not this Qin, it's Xizao Tan."

After filling in the name, he pressed the Enter key, and the backend system of Yongxing Bank showed that there was indeed a depositor named "Lisa Qin" and there was no user with the same name. He clicked the mouse and the basic information of Lisa Qin appeared on the screen. David Wen leaned in and took a quick look. She was female, 35 years old, from Liuyong City. Her home address, school she graduated from, contact information, etc. were all visible. What really caught David Wen's attention was that in the column "Are you an employee of Yongxing Bank?", there was a clear "yes".

"It turns out that Tan Li is an employee of your bank." he reminded.

"I'll give her a call and ask."

Director Philip used his landline to dial the mobile number listed in the "Contact Information" and the call was quickly connected.

"Hello, is this Lisa Qin? This is the credit department of Zhongshan Branch. Hello, hello. I have a question for you. Have you applied for a housing fund loan recently? Ah, just to confirm. We have a customer who said he saw your quick loan contract at the housing fund center, and it has an electronic seal. I want to ask how you printed it out. I just tried it and it didn't work. Oh, I'll try again. Okay, thank you very much. OK, that's it for now. Bye."

After hanging up the phone, David Wen hurriedly asked: "How is it, how did she print it out?"

"She said I could just hit it and asked me to try a few more times."

After that, Director Philip moved the mouse, exited Lisa Qin's information interface, and called up David Wen's quick loan contract. The printer made a "humming" sound again, and when the last page came out, it was David Wen who took it. He turned it over with hope, but was disappointed again.

"There is still no electronic seal." He expressed his dissatisfaction.

Now, including the one he brought with him, there were three quick loan contracts in the office, and none of them had electronic stamps.

Director Philip looked a little embarrassed. After thinking for a while, he said, "How about this? I'll write an application for the seal first, and then go to the president to report your situation. If the president agrees, we'll help you stamp the seal."

At present, it would be great if the bank would help with the seal. David Wen thanked him and watched him write the application for the seal, then print it out and hold it in his hand together with the contract he brought with him.

"Please sit down for a moment. I'll be back in a moment."

After Director Philip left, David Wen returned to the sofa and sat down. He took out his phone and saw that it was already 3:30 p.m. The girl at counter 3 had told him that they would no longer handle business after 4 p.m. and would only input data. However, considering that all his other documents had been reviewed and approved, except for the contract, if he could return to the Housing Provident Fund Management Center before 4:30 p.m., she could help him scan the documents and upload them.

Now, he only hoped that the bank president could stamp his document smoothly, otherwise he didn't know how long this matter would be delayed. At this time, he looked at the computer monitor on the table again, and felt strange: it turned out that bank staff could check the depositor's information at will, including personal basic information, opened accounts, and handled business, etc.

Of course, if I hadn't remembered the name Lisa Qin, I wouldn't have known that she was an employee of Bank of China. However, is it an infringement of citizens' privacy to retrieve her information and obtain her contact information without her consent?

He knew the answer very well. However, the other party might have done this because he was constantly pressuring them in police uniform, forcing them to resort to this method.

When he thought of this, David Wen suddenly felt conflicted.

After waiting in the office for about ten minutes, Director Philip came back with the contract, with a polite smile on his face: "We have stamped it for you, but it is a saddle stamp. Do you think it is okay?"

The so-called interline seal is a red seal on each page of the contract. It is generally used for more important contracts to prevent either party from changing the content of the contract and causing unnecessary disputes and troubles. However, the interline seal itself has no legal effect and is only a supplementary means of the official seal.

"Can't you stamp a complete official seal?" David Wen felt that it was not safe to just stamp the interlineation seal.

Director Philip shook his head and said, "Our president said that things are different now. The management of seals is stricter now. Using the interline seal is an exception for you."

Time was running out and David Wen didn't want to stay long, so he had to say goodbye and leave.

"Well, then you take it first and see if it works. If not, we'll think of another way." Director Philip escorted him out of the office and started to lock the door.